Thank you, Fangpyre.
Seems easy enough:
Create and admin account (my current account is named after me), then revoke the admin privileges on my account.
The Mac is kind enough to ask for the password before making any drastic changes. Since I am the only one using this laptop, the risk is pretty low. Hmmmmm. Keep as is, or change. Something to ponder.
Do I just downgrade my account into a standard user?